Capital ratios are essential metrics for financial institution management and for regulators. The capital ratios measure the liquidity issue of the institutions. The webinar discusses the scarcity of capital for banks and bank holding companies. It explains how financial institutions are highly leveraged and the owners have little “skin in the game.” A review of call report ratios will verify these notions
WHY SHOULD YOU ATTEND?
Senior management
Directors on the Board
Financial expert on the Board
Call Report Reviewers
Call Report Preparers
Newcomers to banking
Seasoned bankers
AREA COVERED
- Explanation of scarce capital situation in US banking
- Brief explanation of Basel III
- Review of actual and required Basel III ratios
- Computational process for computing the four key ratios
- Walkthrough of Schedule RC-R with focus on numerators and denominator leading to the four key ratios
- Explanation of important items that are part of the numerators and denominators
- The risk-weighting approach for assets and off-balance sheet items used in the denominator
LEARNING OBJECTIVES
- How scarce is capital at the nations largest banks?
- How many banks are well capitalized?
- What are the four key Basel III ratios?
- What are the components leading to:
- CET1 Capital Ratio
- Tier 1 Capital Ratio
- Total Capital Ratio
- Tier 1 Leverage Ratio
- What are the five descriptions for capitalization?
- What Call Report Schedule RC-R lines are used for the numerators and denominators for the four key ratios?
- What constitutes a walkthrough Schedule RC-R that leads to the four ratios?
WHO WILL BENEFIT?
- Controllers personnel
- Call Report preparers – new and experienced
- Call Report reviewers
- Regulators
- Internal auditors
- External auditors
- Risk managers
- Corporate counsel
- Senior management
- Directors
Senior management
Directors on the Board
Financial expert on the Board
Call Report Reviewers
Call Report Preparers
Newcomers to banking
Seasoned bankers
- Explanation of scarce capital situation in US banking
- Brief explanation of Basel III
- Review of actual and required Basel III ratios
- Computational process for computing the four key ratios
- Walkthrough of Schedule RC-R with focus on numerators and denominator leading to the four key ratios
- Explanation of important items that are part of the numerators and denominators
- The risk-weighting approach for assets and off-balance sheet items used in the denominator
- How scarce is capital at the nations largest banks?
- How many banks are well capitalized?
- What are the four key Basel III ratios?
- What are the components leading to:
- CET1 Capital Ratio
- Tier 1 Capital Ratio
- Total Capital Ratio
- Tier 1 Leverage Ratio
- What are the five descriptions for capitalization?
- What Call Report Schedule RC-R lines are used for the numerators and denominators for the four key ratios?
- What constitutes a walkthrough Schedule RC-R that leads to the four ratios?
- Controllers personnel
- Call Report preparers – new and experienced
- Call Report reviewers
- Regulators
- Internal auditors
- External auditors
- Risk managers
- Corporate counsel
- Senior management
- Directors
Speaker Profile
Paul J. Sanchez
Paul J. Sanchez, CPA, CBA, CFSA, CGMA conducts a small CPA practice in Port Washington, New York. He is also the owner of Professional Service Associates (PSA), a consulting and professional training and development business servicing corporate clients (auditors, controllers, etc.), CPA firms, professional associations and others. He was an assistant professor at Long Island University - C.W. Post Campus as well as an adjunct lecturer at City University of New York. Prior to starting PSA, he was the Vice President-Professional Development for the Audit Division of a regional bank and Director of Professional Practices and Vice President of a …
Upcoming Webinars
New Form I-9: Documents and Policies that Ensure ICE I-9 Co…
Claude AI For CPAs & Finance Professionals: Best Practices …
Secrets Of Psychology - Why People Do The Things They Do
2-Hour Virtual Seminar on How to Conduct an Internal Harass…
Project Management For Administrative Professionals
Onboarding is NOT Orientation - How to Improve the New Empl…
Elevate Your Workplace Wellness: 10 Critical Wellness Facto…
Managing Complex Projects - Project Management
Utilizing HR Metrics to Illustrate & Improve Human Resource…
Negotiating Skills For Professional Results - Winning Strat…
NEW Nacha Rule - Third-Party Sender (TPS) Roles and Respons…
Paying and Receiving Payments for Referrals: You Can Go to …
FDA Technology Modernization Action Plan (TMAP) and Impact …
Human Factors Usability Studies Following ISO 62366 and FDA…
Construction Lending And Real Credit Administration: Evalua…
Validation Statistics for Non-Statisticians
Thriving in a Hybrid Workplace: Keys to Leadership and Team…
Excel Power Skills: Master Functions, Formulas, and Macros …
Batch Record Review and Product Release
Discover how Emotional Intelligence turns AI from a technic…
Copilot and HR: An Introduction for HR Professionals
ChatGPT for HR - Build HR Policy Framework and Strategy
Female to Female Hostility @Workplace: All you Need to Know