Same Day ACH (SDA) was implemented in three phases, beginning Sept of 2016 and ending in March 2018. With this new option in the ACH Network it gave the Originator and ODFI an opportunity to send and settle payments on the same day for a small fee. With SDA fully implemented and due to a recently approved amendment to the Rules, SDA is expanding with a third window for processing SDA transactions and the dollar limit is increasing for a single SDA transaction.This change impacts Originators, ODFI’s and RDFI’s – this session will outline the benefits and impacts that these changes bring to ACH processing.
Recently approved amendments to the NACHA Operating Rules are expanding Same Day ACH by adding an additional window in which Same Day ACH (SDA) Entries can be transmitted, so what does this mean for the ACH network and the participants? How will this change the processes for the RDFI that is required to make SDA credit Entries available for withdrawal by 5:00 on local RDFI time? This session will outline the upcoming changes and identify the impacts for the Originator, the ODFI and the RDFI.Another change taking place with the Rules is to increase the dollar limit on a single SDA Entry from $25,000 to $100,000; this will affect the network by adding more Entries (most likely B2B payments) into the network. Discussion during this session will include the impacts to the business and electronic payments going forward and how participants can take advantage of this change and benefit from making this a service available to their business customers.In addition, details on how the change to the funds availability for both SDA and non-SDA entries will affect the RDFI when processing ACH transactions and remaining in compliance with the changes to the NACHA Operating Rules in the near future.
Outline the timing with adding the third processing window for SDA EntriesIdentify the impacts to the participants with this new amendment on expanding SDAList the possibilities that become available with the increase in dollar limit for a single SDA EntryDefine the process involved with adding an additional processing window for SDA when it comes to procedures and Rules complianceProvide timing for the RDFI to follow with the “faster” funds availability for both SDA and non-SDA Entries with this newly adopted Rules changeDescribe the potential impact to exception processing with the changes to Same Day ACH
Details on the recently approved changes to SDAThe benefits for the Originator and ODFI with the addition of the third processing window for SDAThe impact to the RDFI when receiving SDA transactions when the third window for SDA is addedFunds availability (for credits) improving with a recent change to the NACHA Operating Rules
ACH Operations staffThird-Party Payment ProcessorsThird-Party SendersACH ManagersElectronic Payments ProfessionalsAAP’s – keeping up with changes in ACH Rules and wanting to earn AAP Continuing Education CreditsAnyone who wishes to enhance their knowledge of the new rulesCompany / Business Owners (Originators)Banking Managers/ SupervisorsThird-Party Service ProvidersAudit and Compliance Personnel / Risk Managers
Recently approved amendments to the NACHA Operating Rules are expanding Same Day ACH by adding an additional window in which Same Day ACH (SDA) Entries can be transmitted, so what does this mean for the ACH network and the participants? How will this change the processes for the RDFI that is required to make SDA credit Entries available for withdrawal by 5:00 on local RDFI time? This session will outline the upcoming changes and identify the impacts for the Originator, the ODFI and the RDFI.Another change taking place with the Rules is to increase the dollar limit on a single SDA Entry from $25,000 to $100,000; this will affect the network by adding more Entries (most likely B2B payments) into the network. Discussion during this session will include the impacts to the business and electronic payments going forward and how participants can take advantage of this change and benefit from making this a service available to their business customers.In addition, details on how the change to the funds availability for both SDA and non-SDA entries will affect the RDFI when processing ACH transactions and remaining in compliance with the changes to the NACHA Operating Rules in the near future.
Outline the timing with adding the third processing window for SDA EntriesIdentify the impacts to the participants with this new amendment on expanding SDAList the possibilities that become available with the increase in dollar limit for a single SDA EntryDefine the process involved with adding an additional processing window for SDA when it comes to procedures and Rules complianceProvide timing for the RDFI to follow with the “faster” funds availability for both SDA and non-SDA Entries with this newly adopted Rules changeDescribe the potential impact to exception processing with the changes to Same Day ACH
Details on the recently approved changes to SDAThe benefits for the Originator and ODFI with the addition of the third processing window for SDAThe impact to the RDFI when receiving SDA transactions when the third window for SDA is addedFunds availability (for credits) improving with a recent change to the NACHA Operating Rules
ACH Operations staffThird-Party Payment ProcessorsThird-Party SendersACH ManagersElectronic Payments ProfessionalsAAP’s – keeping up with changes in ACH Rules and wanting to earn AAP Continuing Education CreditsAnyone who wishes to enhance their knowledge of the new rulesCompany / Business Owners (Originators)Banking Managers/ SupervisorsThird-Party Service ProvidersAudit and Compliance Personnel / Risk Managers
Donna K Olheiser
Donna K Olheiser, AAP, is the vice president of Education Services and founder of Dynamic Mastership, LLC. Donna is an enthusiastic and energetic Certified Master Trainer with over 14 years’ training experience. She has designed and facilitated over 100 training sessions each year with her expertise being the rules for companies and financial institutions when processing specifically ACH electronic payments, then scheduling the training events to facilitate/deliver the material through a variety of venues (webinars, teleseminars, in-person workshops, including regional and national conferences). Donna has over 24 years of experience in the financial services industry which includes 9 years’ experience …
Zero Acceptance Sampling to Reduce Inspection Costs
Project Management for Non-Project Managers - How to commun…
Why EBITDA Doesn't Spell Cash Flow and What Does?
FDA Compliance And Laboratory Computer System Validation
Workplace Investigations 101: How to Conduct your Investiga…
Do's and Don'ts of Documenting Employee Behaviour, Performa…
Fostering a Culture of Respect: Eliminating Gossip, Rumour…
Gossip-Free: Leadership Techniques to Quell Office Chatter
Human Error Trends as AI Enters GMP Operations: What QA Lea…
2026 EEOC & Employers: Investigating Claims of Harassment …
Stop Letting Toxic People Control Your Day
AI for Excel Professionals: Enhancing Productivity with Cha…
Building a High-Performance Team in 90 Days
Introduction to Microsoft Power BI Dashboards
Bootcamp for New Managers and Supervisors: Develop These Es…
Dealing with Difficult People: Managing Strong Personalitie…
The Perfect Storm Coming to Healthcare: Value Based Care Me…
Excel - Lists and Tables - A Beginner's Guide to Managing L…
Stop Letting That Difficult Person Ruin Your Day: Effective…
Reinvent Your HR Department with ChatGPT
Using Claude in Excel for Productivity, Automation & Data A…
DOL Reverses Course on Independent Contractor Rule for 2026…
FDA Technology Modernization Action Plan (TMAP) and Impact …
GROUPBY and PIVOTBY functions. Pivot table killers?
Discover how Emotional Intelligence turns AI from a technic…
Sunshine Act Reporting - Clarification for Clinical Research
FDA Recommendations for Artificial Intelligence/Machine Lea…
Cleanroom, Microbiology and Sterility Assurance Practices f…
Faster, Better Talent Acquisition: Leveraging AI & ChatGPT …
Data Integrity and Privacy: Compliance with 21 CFR Part 11,…
FDA Audit Best Practices - Do's and Don'ts
Medical Device Hazard analysis following ISO 14971
Interactive dashboards & analytics in Excel