Global cash flow is critical to analyzing and underwriting commercial borrowers, especially smaller, privately held firms, where the owners and the company are so closely bound together that their assets, liabilities, and income are comingled. The session will explain how to calculate the company’s free cash flow and the guarantors’ personal cash flows, and how to compare it to their existing and proposed debts by means of global debt service coverage. A case study illustrates the total process.
WHY SHOULD YOU ATTEND?
This session shows you how to identify and measure cash flows generated by the borrowing entity and its guarantors to see if the global cash flow is enough to repay their debts.
LEARNING OBJECTIVES
- Definition of global cash flow
- Identifying cash flow of borrowing entity and guarantors
- Calculating global cash flow available to pay an existing and proposed debt
- Measuring repayment ability with global debt service coverage ratio
WHO WILL BENEFIT?
- Credit analysts
- Credit managers
- Loan review officers
- Work-out officers
- Commercial lenders
- Credit Risk managers
- Chief Credit officers
- Senior lenders
- Senior lending officer
- Bank director
- Chief Executive Officers
- President
This session shows you how to identify and measure cash flows generated by the borrowing entity and its guarantors to see if the global cash flow is enough to repay their debts.
- Definition of global cash flow
- Identifying cash flow of borrowing entity and guarantors
- Calculating global cash flow available to pay an existing and proposed debt
- Measuring repayment ability with global debt service coverage ratio
- Credit analysts
- Credit managers
- Loan review officers
- Work-out officers
- Commercial lenders
- Credit Risk managers
- Chief Credit officers
- Senior lenders
- Senior lending officer
- Bank director
- Chief Executive Officers
- President
Speaker Profile
A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC). PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are …
Upcoming Webinars
California Meal and Rest Breaks: What You Dont Know Can Cos…
Responding to EEOC Discrimination Charges-What's Your Busin…
Female to Female Hostility @Workplace: All you Need to Know
With Mandatory Paid Leave Gaining Ground Is It Time To Do A…
Conflict Resolution - Prevent, De-escalate, Resolve
Implementing an Effective Human Error Reduction Program
When Employees Travel: Wage and Expense Rules Employers Mus…
Validation Statistics for Non-Statisticians
Form 1099-MISC and 1099-NEC Compliance Update 2024
The Totally Organized Professional Is All About Outcomes
Project Management for Non-Project Managers - Scheduling yo…
GAMP5, Second Edition and Alignment with Computer Software …
Why EBITDA Doesn't Spell Cash Flow and What Does
Sunshine Act Reporting - Clarification for Clinical Research
Understanding the Math of HR… So You Can Show How HR Impact…
FFIEC BSA/AML Examination Manual: What Compliance Officers …
How to Address ISO's New Climate Change Requirements
I-9 Audits: Strengthening Your Immigration Compliance Strat…
Re-imagine Finance & Accounting Made Simple. Three Webinars…
Stay Interviews: A Powerful and Low-Cost Employee Engagemen…
How To Conduct An Internal Harassment And Bullying Investig…
Effective Onboarding: How to Welcome, Engage, and Retain Ne…
Managing Toxic & Other Employees Who Have Attitude Issues
Analytical Method Validation Under Good Laboratory Practic…
Do's and Don'ts of Documenting Employee Behaviour, Performa…
Do's and Don'ts of Giving Effective Feedback for Performanc…
Onboarding New Hires: Leverage the Potential of Artificial …
Using Behavior Based Interviewing for Finding the Best Matc…
Tattoos, hijabs, piercings, and pink hair: The challenges …
How to Document Employee Discussions and Why it is Important
Harassment, Bullying, Gossip, Confrontational and Disruptiv…
Best Practices for Working With Vendors and Suppliers
Understanding the Artificial Intelligence Landscape
Marketing to Medicare or Medicaid Beneficiaries - What You …
Accounting For Non Accountants : Debit, Credits And Financi…
Principles & Practices for the Cybersecurity of Legacy Medi…
Independent Contractor vs. Employee New Rule Issued by The …
Ultimate Persuasion Strategies! - Secret Influence Tools & …
Kicking your Employee Retention Efforts into Overdrive: Sta…